If an owner with a Mortgage Financing or a Future Equity Agreement dies, the executor or administrator of the owner's estate must send proof of death (a death certificate) and proof of authority (a letter testamentary) to IRESE.

A claim on the decedent's estate and property securing the Mortgage Financing for the total outstanding balance will be made. The amount investor receive will depend on whether there are sufficient assets in the decedent's estate. With sufficient assets, investors would receive their pro-rata share of the full amount outstanding. If available assets are insufficient to cover the full amount outstanding, something less than the full amount of the claim may be paid. If there are no assets available to apply to the claim, the investment would be defaulted with no value.

In case of Future Equity Agreement, IRESE guarantees a payment to Investors if any.