Real Estate Investing at IRESE

Looking to invest into real estate. IRESE provides a way to invest into real estate backed notes to earn interest, or benefit from real estate price appreciation and volatility.

Investing money directly into individual real estate properties is a great way to earn a fair return. IRESE provides data on property valuation, owner's credit, employment, and income data, and lets you choose exactly what you want to invest into.

IRESE offers two products Real Estate Notes and Real Estate Options.

IRESE works with Brokers to facilitate original issue of Real Estate Options and Real Estate Notes.

Real Estate Note

A Real Estate Note is a fixed income contract with a monthly payment based on a time horizon and a coupon rate. It is developed based on financial bonds that include a risk of recall and a risk of default.

IRESE offers an alternative to non-existing mortgage loan securitization. It allows investors to pick and choose a risk profile based on individual loan criteria and construct an optimal investment portfolio. Ongoing liquidity is provided by investor trading on the exchange. Investors will benefit from returns associated with investing in real estate and will be able to diversify their investment portfolios.

For Real Estate Notes, Property Owners work with Brokers to create Real Estate Note offer listings and set the maximum rate they are willing to pay to an investor. Then the auction begins as IRESE investors can bid down the interest rate. Once the auction ends, IRESE takes the bids with the lowest rates and combines them into one loan to the property owner and issues Notes to investors. Investors can sell their Notes positions at will on the exchange. IRESE handles all on-going loan administration tasks including loan repayment and collections on behalf of the matched owners and investors.

Investors who register as IRESE Note Investors set the minimum interest rate they are willing to earn and bid on Note listings they select. In addition to criteria commonly used by institutional investors, such as credit scores and payment histories, IRESE investors can consider debt to income, loan to value ratio, underlying real estate asset price change and many other criteria in making an investment decision.

Learn more about Real Estate Notes.

Real Estate Option

A Real Estate Option is a contract based on a time horizon and an expected property value. It is developed based on financial options contracts and adopted to individual real estate assets.

IRESE allows property owners, both residential and commercial, to insure their properties against the risk of price declines and raise debt-free cash. Investors benefit from returns associated with investing in real estate and will be able to diversify their investment portfolios.

For Real Estate Options, Property Owners work with Brokers to create option listings and set the maximum price per share they are willing to accept from an investor. Then the auction begins as IRESE investors can bid up or down the price per share. Once the auction ends, IRESE takes the bids with the best price per share and combines them into one contract to the property owner and issues Real Estate Option shares to investors. Investors can sell their Real Estate Option share positions at will on the exchange. IRESE handles all on-going contract administration tasks including Real Estate Option payoff and guarantees collections on behalf of the matched property owners and investors.

Investors who register as IRESE Options Investors set the price per share they are willing to pay and bid on Real Estate Option listings they select. In addition to criteria commonly used by institutional investors, such as credit scores and histories, IRESE investors can consider debt to income, loan to value ratio, underlying real estate asset price change and many other criteria in making an investment decision.

Learn more about Real Estate Options.

Learn How Real Estate Investing at IRESE works.